Replacement Cost Insurance (for new vehicles)
At the time of a total loss, our policy pays the difference between the depreciated value paid out by your primary insurer and the purchase price of a new vehicle of similar make and model.
Limited Depreciation Insurance (for used vehicles)
At the time of a total loss, our policy will pay the difference between the depreciated value paid out by your primary insurer and the original purchase price of your vehicle.
Deductible Reimbursement
At the time of a partial loss our policy reimburses the deductible up to $500 when your primary insurance accepts your claim.
OEM Parts Coverage (for new vehicles)
In the event of a partial loss caused by a collision, we will pay the difference between OEM (Original Equipment Manufacturer) parts and non-OEM parts if your primary insured is not obligated to do so.
Rental Reimbursement
In the case of a total loss, our policy will reimburse you for a rental vehicle up to $50.00 a day with a maximum of $2500.00
